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What is The Arizona Local Government Employee Benefits Trust?

The Arizona Local Government Employee Benefits Trust (AZLGEBT) is an employee benefits consortium that is open to eligible rural counties in Arizona.

Formed July 01, 1994, the Trust currently has six (6) members: Apache County, Gila County, Graham County, Greenlee County, La Paz County, and Santa Cruz County.  Each participating entity appoints one (1) Trustees and one (1) Alternate Trustee to represent their entity with regards to Trust administration. Trustees meet periodically to collectively administer medical, prescription drug, dental, vision, short-term disability and life insurance benefits for their employee populations.

Over the years, providing affordable health insurance has become a strenuous journey with many hurdles. The combination of strict budget constraints and rising healthcare costs has forced public entities to find innovative ways to maintain control of benefit costs. AZLGEBT provides member entities with a way to maintain a greater degree of control over their employee benefits programs through the benefit of their collectively larger numbers.

If your public entity is interested in finding out more information about AZLGEBT, or the benefits of a structure similar to this one, contact Erin Collins, AZLGEBT Administrator, at (928) 753-4700 ext. 300.

What are the benefits of membership?

Benefits of AZLGEBT membership include:

  • Enhanced financial security resulting from improved spread of risk over the larger group;
  • Enhanced bargaining power when purchasing benefits-related products and services;
  • Lower overhead for plan operations; and
  • The ability to customize program offerings to meet specific needs and desires among the members.

Who is eligible for coverage?

Each member entity establishes its own benefits eligibility criteria, subject to a minimum number of hours (not less than twenty per week) in a benefits eligible position. Employees meeting the employer’s criteria are eligible for AZLGEBT coverage. Eligible employees may cover their lawful spouse, unmarried children up to age 26 (including natural children, step-children, children for whom the employee has legal guardianship or adopted children) under the Medical Plan. Dental & Vision have separate requirements.

Who is the benefits provider?

Although AZLGEBT does contract with Blue Cross Blue Shield for their medical provider network and Gilsbar for medical claims, your benefits provider is AZLGEBT. AZLGEBT also contracts with network providers for Prescription coverage (Navitus) and Dental coverage (Ameritas), but again, the benefits provider is AZLGEBT. For Vision coverage, AZLGEBT contracts with VSP and for Life/AD&D insurance coverage, AZLGEBT Contracts with Mutual of Omaha.